Make your dream home a reality.

Whether purchasing a new home or refinancing, we help find the perfect mortgage plan for you.

Get to know your options today.

Fixed Rate Mortgage

Stable monthly payments with a fixed interest rate offer predictability and protection from market changes.


2025 Loan Limit: $806,500.00

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FHA

A government-backed mortgage designed to assist first-time homebuyers and those with lower credit scores.


2025 Loan Limit: $524,225.00

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VA

Reserved for eligible veterans, active-duty military families, VA loans provide favorable terms, including low or no down payment requirements.


2025 Loan Limit: $1,500,000.00

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USDA Loan Options

USDA loans help rural homebuyers with low to moderate incomes purchase a home with little or no down payment, making homeownership possible in USDA-designated areas.

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First Time Homebuyer

Designed for first-time homebuyers, this program provides special incentives, lower down payments, and educational resources to navigate the homebuying process.

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Low Down Payment Loans

FHA loans and first-time homebuyer programs can offer loan options for new or young buyers with limited funds to invest, helping more people enter the housing market.

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Investment Property

For real estate investors, this specialty loan finances property purchases for rental income or capital appreciation, with different terms than traditional mortgages.

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Looking to refinance?

Curious if you are eligible to secure a lower interest rate, reduce monthly payments, or change the terms of the loan? Call us to learn about refinancing and how it could provide potential cost savings or better align your mortgage with your financial goals.

Learn about Refinancing

Why choose us?

First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. 


At First Lenders, we assist you with determining the best mortgage product to fit your personal needs. We are experts on the process of purchasing a home and refinancing. We have numerous satisfied clients throughout Alabama, including first-time homebuyers.


When you are ready to move forward, you can take the first step from your mobile device, phone or PC by prequalifying online with a short series of questions. We’ll follow up promptly and answer every question you might have along the way.

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See What Our Clients Say

Patrick S.

Jody Brant was a great help with us getting our first home.
We had an absolutely FANTASTIC experience buying our first home and going through First Lenders for financing. Pam Smith and Rebecca Culbert did a wonderful job and were SO fast in getting our loan approved and finalized. We were able to close in record time on our home!

Jessica W.

We had an absolutely FANTASTIC experience buying our first home and going through First Lenders for financing. Pam Smith and Rebecca Culbert did a wonderful job and were SO fast in getting our loan approved and finalized. We were able to close in record time on our home!

Kristi L.

Pam at First Lenders is absolutely amazing! She has helped us through the process of financing 4 houses over the last 15 years. Pam goes above and beyond, and we'll continue to use her for any future financing needs!

General B.

Absolutely 💯 would advise using this for your mortgage they are amazing

Angela S.

I highly recommend using First Lenders when purchasing your home. Scott was amazing to work with communicating every detail along the way. He listened to all ours needs and questions and helped us to feel at peace with every decisions we made! We know God led us here and pray for their continued success!!

Jo B.

I have used First Lenders twice for my mortgages. Pamela was very knowledgeable and helpful with any questions/problems and paperwork they needed. She was with me every step of the way. I will definitely use them again.

Scoutmaster71

Judy meters helped us with multiple properties, she always makes it easy and as quick as she can. She takes an advisory role to help guide you, and most importantly she follows up. We use her even though we don’t live in the area anymore. She helped us get our dream home on the lake. 😊

Kathy B.

From start to finish ,Judy and the folks at 1st Lenders answered all our questions and helped make everything so we understood the process

Melissa B.

Excellent customer service and attention to detail. Highly recommend!

Rachael P.

Pamela and Jody are superstars. I switched to First Lenders from a different potential broker and they made what had become a nightmare situation into a smooth transaction. 100% recommend!

Kimberly S.

Jody is fantastic! Very fluid in his approach and detailed in gathering necessary information.

Elaine F.

Judy is champion! Thank you for your hard work and diligent care provided.

Antonio

Jody made the process of buy our new home flawless, he was always available to answer any question we had, even after we made our purchase he continued to be helpful. It was a great experience. Thanks!

Anna A.

Jody Brant has been amazing at answering all of my questions. He is very timely with his responses, very thorough!!

Charlene W.

My experience with First Lenders and Jody Brant was phenomenal. They were a professional group that cared about my mortgage financing. If I ever purchase another home, in this life, they’re my group and Mr Brant’s my guy. Thanks for all you all did.

Aimee G.

Jody and his team are very knowledgeable about the market, new options and opportunities that can benefit clients. They make themselves available for their clients and work professionally to get to the closing table. I recommend them my friends, family and clients.

Daniel B.

Jody was awesome to work with! Great communication, quick answers and a smooth transaction.

Darin W.

Great experience. Very knowledgeable. Great customer service. Easy process. Top notch lender. I highly recommend Mr. Jody Bryant to meet all your needs

Jason R.

Jody Brant did a great job with our loan! We will definitely use him again.

Jason B.

Jody Brant is the most knowledgeable person in the real estate industry. His care and concern about his clients shines through. Trust. Finding somebody you can trust in the biggest purchase of your life is invaluable. Plus, he’s a pretty nice guy!

Pamela G.

Jody Brandt is very helpful. He is knowledgeable, proficient and meticulous. Loan processing was super smooth. He also has a friendly, welcoming personality.

Kimberly M.

Everyone truely made buying so much easier i was guiding through ever process there was the process went smoothly and as quickly as possible if I hadn't had the help and guidance I dont think buying my first house would have been possible thanks to everyone that made it happen.

Kathryn R.

Jody & First Lenders has helped us a couple of time through the mortgage process patiently answering all of our questions and helping us achieve our goals including refinancing when rates dropped to all time lows. We will be using their services on future purchases.

Matthew W.

Jody Brant is the man. Always there to hear my crazy ideas and give good advice when needed. We’ve used Jody to Purchase 2 homes and to refinance once. Everything was flawless in all cases. Will use First Lenders again for future home financing help.

Chris F.

Great communication and knowing up front what we needed to make the deal happen!

Patricia C.

First Lenders took on my mortgage process during an extremely stressful period after my home was destroyed in a hurricane. Jodie Brandt and his team were efficient and very caring in their approach to get me into a new home. I cannot thank them enough and highly recommend them.

Randall B.

If you're looking for the best rates, and someone to guide you through the entire process of buying a new home, Jodi is your guy. He will help take the stress away from buying a home. He worked with us and did amazing work.

Patrick S.

Jody Brant was a great help with us getting our first home.

Jessica W.

We had an absolutely FANTASTIC experience buying our first home and going through First Lenders for financing. Pam Smith and Rebecca Culbert did a wonderful job and were SO fast in getting our loan approved and finalized. We were able to close in record time on our home!