At First Lenders, we assist you with determining the best mortgage product to fit your personal needs. We have five main loan programs that are offered. These programs feature:

• Fixed interest rates
• No Pre-payment Penalty
• Choice of terms (15, 20, 25, or 30 years)
• VA & FHA Loans are assumable

Loans in excess of FNMA/FHLMC limits are called jumbo loans and often carry higher interest rates and points. Larger down payments may also be required on these loans.

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