First Lenders
 
 
Mortgage Options

Conventional Loans
FHA Loans
VA Loans
Adjustable Rate Mortgages
Balloon Loans
Jumbo Loans
For the Self-Employed
Less than Perfect Credit

At First Lenders, we assist you with determining the best mortgage product to fit your personal needs. We have five main loan programs that are offered. These programs feature:

  • Fixed interest rates
  • No Pre-payment Penalty
  • Choice of terms (15, 20, 25, or 30 years)
  • VA & FHA Loans are assumable
FHA

First-time home buyers choose FHA loans for their low rates and because they are often easier to obtain.

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Adjustable Rate Mortgages

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Not planning to stay forever in your new home? Adjustable rate mortgages offer lower rates than 30-year conventional loans.

VA

If you are active duty or retired military, the Veterans Administration offers a number of mortgage options that could be right for you.

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Less Than Perfect Credit

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If your credit history isn't exactly perfect, we have options just for you.

University Building, Suite 204 • 85 Bagby Drive • Homewood, AL 35209
909 Highland Avenue • Albertville, AL 35951
(256) 891-0681 • (205) 942-9696 • (800) 309-5585

 
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