Finally, that down payment that is so hard to save up for might not be necessary! That home you have been dreaming
of might not be so far off! First Lenders Mortgage now offer a "zero down payment" mortgage. This is available for
people with both good credit and even for those with less than perfect credit.
100% Financing
These programs were designed for qualifying borrowers who want to maximize the leverage of their financing for the
purchase of a home that will be their primary residence.
Zero Down
- We do it better
- We do it faster
- We do it cheaper
- We've been doing it longer
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Benefits
- Less initial move in costs
- Perfect credit not required
- Home prices up to $417,000
- No need to save for down payment
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It's true. At First Lenders Mortgage, you can purchase a home without putting a single penny down. In fact, we even
have loan programs that allow you to buy a house for less than zero down! Which means you get cash back at closing.
You'll find zero-down payment programs that allow you to pay off debts, roll in your closing costs and not have to
pay PMI.
By offering a variety of zero-down payment loan options, First Lenders is changing the requirement of a big down
payment - or any down payment - to own a home.
Dreams of home ownership in Alabama come true more often these days. That's because more aspiring homeowners are
taking the all important first step of sharing their dreams with us. And to their surprise, they never dreamed that
buying a home in Alabama could be so easy and affordable!
Welcome to the low down or no down payment.
A "lending hand" can make all the difference -- especially from an expert who understands that each customer is an
individual. We're ready to review your personal situation and address your specific mortgage needs. We'll answer your
questions, provide information and guide you through the Alabama mortgage process. You may be able to buy a home of
your own.
Alabama properties only please. Minimum loan amount $50,000
- Even if you don't have credit cards or other loans
- Even if you have a less-than-perfect credit history
- Even if you don't have a big paycheck or savings account
- Even if you have the money, but prefer no-down payment
Having a Dream is Good. Owning one is Better!
So don't let uncertainty hold you back. Our new, easier-qualifying Alabama mortgage programs feature low or no down
payment requirements, flexible credit terms, expanded qualifying guidelines and money-saving closing options. Look
into this key set of benefits, and you could find yourself with a new set of house keys!
